We are requiring a Travel Medical that covers SCUBA Diving and recommending a Tuition Insurance to protect your investment.
We are going to express this in stark language. If after February 1, 2022, you cancel or decide your child cannot attend, you will lose your initial and secondary deposit payment. If after April 1, 2022, you cancel or decide your child can not attend, you will lose their entire tuition payment.
Odyssey Expeditions will hold firm to this cancellation policy.
Student Deluxe - from TravMark, helps protect your investment in your child's summer voyage experience. It fulfills an entry requirement for our destinations by covering the cost of international COVID-19 treatment and quarantine. Odyssey Expeditions tuition becomes non-refundable after certain deadlines, but these protection plans supply a variety of levels of coverage should you need to cancel your enrollment for a reason covered by the plan bought. Below are your options, though there may be other products on the market worth considering. In all cases, it is important to review all plans carefully as there are certain restrictions, exclusions and limitations that apply to all insurance coverages.
Available to U.S. citizens, most families take advantage of our recommended Tuition and Travel Protection Insurance plan through Student Deluxe - from TravMark.
Cancel for Any Reason (CAR):
For a premium of $203 -$285 (for residents of the U.S. except NY State), Student Deluxe offers a 75% tuition refund FOR ANY REASON up to 48 hours before trip departure or a 100% tuition refund if you cancel for a covered reason. “Cancel for any reason” is not a provision offered in the State of NY.
For a premium of $135 - $190 (for all U.S. residents), the Student Deluxe policy includes 100% tuition refund if you cancel for a covered reason.
In addition, Student Deluxe's insurance policy supplies coverage for travel emergencies specifically diving related medical treatment (hyperbaric chamber treatments), or medical evacuation (low altitude flight). These can be very expensive. An uninsured person will need to pay out of pocket, sometimes upfront, and that could be a problem for the most of us.
When is the deadline to enroll in the Student Deluxe's Tuition Insurance?
On both plans – Waiver of the Pre-Existing Condition Exclusion; The exclusion for Pre-Existing Condition will be waived provided: a) Your Payment or Deposit for this Certificate and enrollment form are received at or before the final Payment due date for Your Program/Trip
On Student Deluxe CFAR Plan– a) Your Payment or Deposit for this plan is received with or before the final Payment for Your Program/Trip
How do I enroll in Tuition Insurance?
Find your shipmate(s)’s session in the tables below (Step 1). Then, decide which program you would like to purchase using the links and enroll online. Once you have purchased, you will email a confirmation of your purchase to: [email protected] (Step 2)
Can Odyssey Expeditions answer our questions?
Short answer is: Maybe. You should direct questions directly to TravMark at 1 (877) 500-1556.
Cancel For Any Reason is optional and available for purchase at the individual level. CFAR coverage is up to 75% of the nonrefundable trip cost (subject to $10,000 maximum). CFAR is available if bought with or before your final payment for your trip. This benefit is not available to residents of New York State.
CFAR does not take effect until your entire non-refundable trip cost is paid to your travel supplier. If there are still deposits yet to be paid at the time you cancel your trip, CFAR will not apply.
If you buy the plan but decline CFAR coverage at the time of plan purchase, you cannot add CFAR coverage later – even if additional expenses are added to the trip/program.
Outside of CFAR terms, this plan does contain the following exclusion:
Benefits are not payable for any loss due to, arising or resulting from: a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for You.
Trip Cancellation coverage is not valid if the program operator/travel supplier/camp does not operate for any reason.
The failure of a program operator/travel supplier/camp to provide bargained for travel arrangements is not a covered reason for Trip Cancellation coverage. Rather, if your program operator/travel supplier/camp cancels your trip, the Trip Cancellation coverage can only reimburse the reissue fee charged by the airline for the tickets.
This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain noninsurance Travel Assistance Services provided by C&F Services through Active Claims Management (2018) Inc., operating as Active Care Management. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer maybe compensated for the purchase of a plan.CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured: P.O. Box 6503, Glastonbury, CT 06033; 800-243-3174; [email protected]; California license #0I13223.